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Review Highlights
“Shawn was very helpful with providing me assistance with my personal loan questions and concerns.” in 7 reviews
“I have been a member for over twenty years, and have never been let down by 1st USCU.” in 6 reviews
“I've been a member since 2001 and I appreciate the low interest rates on loans and the helpful staff.” in 4 reviews
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About the Business
1st United Credit Union believes in being a good neighbor and we remain committed to the spirit of volunteerism, financial literacy, and ensuring the financial health of families in our community. Our staff's consultative approach encourages members to sit down with us to chat about saving and managing money. We even provide one-on-one help with online banking, mobile banking, and ATMs. Your trust means everything to us and we work to earn it every day. If you're looking for all the technology of a big bank, without sacrificing personal one-on-one local service, we think we're the perfect fit for you. Federally insured by NCUA.
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Recommended Reviews
Overall rating
189 reviews
5 stars
4 stars
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1 star
- Fred L.Hayward, CA418222Mar 20, 2024
Working with Mejgan was great. She kept us informed through the process and I'm definitely happy that we were able to get our HELOC processed. Took 29 days from start to finish.
Thanks Mejgan for all of your hard work.Helpful 0Thanks 0Love this 0Oh no 0Business owner information
Bernadette S.
Mar 20, 2024
Thank for the recognition, Fred! We'll make sure to pass this along to Mejgan and our management team. We appreciate your membership!
- Francesta M.Discovery Bay, CA288Mar 8, 2024
I would like to acknowledge Ms Patricia Johnson of the asset recovery team,she was very thoughtful in her approach and very professional in explaining why she had contacted me, she helped me to resolve my issue and was a pleasure to talk with. Wish I could more than five stars!
Phil MorishHelpful 0Thanks 0Love this 0Oh no 0Business owner information
Bernadette S.
Mar 8, 2024
Thank you for the review! We'll make sure to pass this along to Patricia and the management team.
- Kara T.San Leandro, CA7773Apr 4, 2024
Worked with Farzana Zamon on a car loan. She was really informative, professional, patient, kind, and responsive. Kept me in the loop every step of the way. I also had questions regarding other loans and she was super helpful. I will be doing much more business with 1st United because of her. Was really great working with her. Thanks again Farzana!
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Bernadette S.
Apr 4, 2024
We appreciate you taking the time to recognize Farzana. We will make sure to let her and the management team know.
- Frances S.San Francisco, CA381Jan 31, 2024
The review is in reference to the real estate loan department. Working with Mejgan Koenig has been a pleasure! She made the process of applying for a HELOC relatively easy and always kept us updated on the status. She was patient and kind, and I highly recommend her for any real estate loan needs!
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Lisha F.
Jan 31, 2024
Thank you for the review and the feedback. We'll be sure to let Mejgan and her leadership know she's doing such a great job!
- Michele A.Tracy, CA122Feb 23, 2024
Farzana helped me refinance my Bronco and went above and beyond to make sure everything went well. She is professional and kind. I'm so glad i called them!
Helpful 0Thanks 0Love this 0Oh no 0 - XR J.CA, CA02Oct 3, 2023
Been using them since I was in high school. Just got my motorcycle refinanced through them and it was a breeze and I saved a TON of money on the interest rate. Highly recommend!
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Lisha F.
Oct 4, 2023
It's great to hear that you were able to save money with your refinance. Thank you for the feedback and your membership.
- Cathy M.San Ramon, CA032Jan 6, 2023
If you want incompetent people to waste your time whenever you have a quick question about your loan, go with 1st United. They've only been my loan provider for a few months and I can't get one straight answer from their customer service. Seriously, don't bother. Go somewhere else. I'm transferring my loan as soon as possible.
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Lisha F.
Jan 9, 2023
Hi Cathy. Your feedback is appreciated and if you are not getting the service you need, we want to know. I'd like to help if I can. Please watch for a private message from me so I can gather more details.
- Theo C.Pleasanton, CA571Mar 8, 2023
The employees were very professional and courteous. They were also able to solve my problem very easily within minutes.
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Lisha F.
Mar 14, 2023
We're glad to hear that our team has been able to assist you. Thank you for your membership.
- E J.Oakland, CA09Nov 14, 2023
This review is in reference to their auto loan department. On my October statement, it showed my payment date has been moved up to the 10th of every month. When I completed the paperwork for refinancing, I established the payment date to be the 15th of every month.I did not receive any written or electronic notification that it was changed! As I recall from having owned vehicles with other financial institutions, the customer is the one who dictates if a payment date should be changed!!!! I am not pleased with this unscrupulous act because I was also assessed a late fee of $13.29 on October 23rd to squeeze more blood oh I mean money out of me and it will also appear on my credit report as a late payment, which I will dispute!! Initially, I would have made my payment on time if it was not changed without my consent and October 23rd would have been within the 10 day grace period. The person I have spoken with thus far in Pleasanton does not know why my date was changed has referred my case to another department and the loan specialist who assisted me with the refi is out of the office until end of month. This office also harasses me with phone calls requesting payment within the grace period but THEY NEVER HARASS MY WIFE who also has an auto loan with them when she makes her payment within the grace period!!! I am full- fledged Alameda County employee who is a paying union member that works in Financial Services and I believed credit unions are established to support union members but also the community...so they think they can pull the wool over my eyes without recouse! I am also inclined to complain to the NCUA, BBB and Consumer Affairs. I am currently awaiting a call back and I will probably move my children's savings account to ANOTHER FINANCIAL INSTITUTION DESPITE WHAT THEIR EXCUSE IS FOR ACTING UNSCRUPULOUS AND DEVIOUS!!!!
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Lisha F.
Nov 14, 2023
Thank you for providing a detailed overview of this situation, EJ. I understand our team has been in contact with you and are resolving this situation. We apologize for the inconvenience. If you have any further questions or issues, please reach out.
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